Hidden costs

In addition to the principal, mortgage-payments, taxes, insurance and closing costs, there are numerous hidden costs of home ownership that most first-time homebuyers are unaware of.  

One-time purchase

  • Deep cleaning

  • Changing locks and keys

  • Window treatment – blinds, curtains, rods

  • Tools – basic repair tools, lawn mowers, snow blowers, leaf blowers, grill

  • Furniture

  • Fire extinguisher, garbage bins

  • Home security installation

  • New appliances

Recurring fees

  • Property Taxes

  • Utility bills – gas / oil, water, electricity

  • HOA fees

  • Exterior maintenance – sprinklers, new plants

  • Paint

  • Internet

  • Home security subscriptions

  • Air duct cleaning

  • Gutter cleaning

  • Chimney cleaning

  • Yard maintenance

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